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Southern Cross Health Insurance

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Southern Cross Health Insurance has been supporting Kiwis on their health journeys since 1961. Today, we provide cover for one in five Kiwis every year.

As a not-for-profit friendly society, Southern Cross Health Insurance operates solely for the benefit of members, rather than shareholders or overseas owners. We pay more claims than any other New Zealand health insurer and are proud of our industry-leading rate of return, in FY20 paying 85 cents for every dollar received in claims.

We are part of the Southern Cross group of businesses, which share an interest in the health and wellbeing of New Zealanders. With a range of products and services and a not-for-profit ethos, Southern Cross is New Zealand’s leading independent healthcare funder and provider.